This Privacy Policy governs the collection, use, processing, storage, and disclosure of Personal Data by PnL App (“the Company”, “we”, “us”) in connection with the PnL App mobile application and related services.
This Privacy Policy governs the collection, use, processing, storage, and disclosure of Personal Data by PnL App (referred to as “the Company”, “we”, “us”, or “our”) in connection with the PnL App mobile application and any related services, features, or functionalities (collectively, the “Service”).
This Privacy Policy applies to all users, visitors, and individuals who access or use the Service, regardless of geographic location.
By accessing or using the Service, the user acknowledges that they have read, understood, and agreed to the terms of this Privacy Policy.
If the user does not agree with this Privacy Policy, they must discontinue use of the Service immediately.
For the purposes of this Privacy Policy, the following definitions apply.
Personal Data means any information relating to an identified or identifiable natural person, including but not limited to information that can directly or indirectly identify such person.
Processing means any operation or set of operations performed on Personal Data, whether or not by automated means, including collection, recording, organization, structuring, storage, adaptation, retrieval, consultation, use, disclosure, transmission, dissemination, alignment, restriction, erasure, or destruction.
User means any individual who accesses or uses the Service, including registered and unregistered users where applicable.
Controller means the entity that determines the purposes and means of the Processing of Personal Data.
Processor means any entity that processes Personal Data on behalf of the Controller.
Applicable Data Protection Laws means all laws and regulations relating to data protection, privacy, and information security that apply to the Processing of Personal Data, including the General Data Protection Regulation (GDPR) where applicable.
The Company may collect and process the following categories of Personal Data.
The Company processes Personal Data only where a valid legal basis exists in accordance with Applicable Data Protection Laws, including GDPR where applicable. The legal bases relied upon include the following.
Processing is necessary for the performance of a contract to which the user is a party, including the provision, operation, and maintenance of the Service and related functionalities.
Processing is based on the user's freely given, specific, informed, and unambiguous consent, including but not limited to optional profile information, surveys, feedback, and non-essential communications. Users may withdraw consent at any time without affecting the lawfulness of processing based on consent before its withdrawal.
Processing is necessary for the purposes of the legitimate interests pursued by the Company or a third party, including service improvement, analytics, security, fraud prevention, and platform integrity. Such processing is conducted only where these interests are not overridden by the fundamental rights and freedoms of the user.
Processing is necessary for compliance with applicable legal or regulatory obligations, including record keeping, reporting, and lawful requests by public authorities.
The Company processes Personal Data for the following purposes.
The Service does not provide financial, investment advice, brokerage services, or trading recommendations. All outputs, insights, analytics, and feedback are provided solely for informational, educational, and personal development purposes.
The Service may use automated processing techniques, including profiling as defined under Applicable Data Protection Laws. Automated processing may include analysis of user activity, behavior, trading patterns, and engagement data for the following purposes.
No automated processing carried out by the Service produces legal effects or similarly significant effects on users. Users are not subject to decisions based solely on automated processing that materially affect their rights or obligations. Where required by law, users may request additional information regarding automated processing and may exercise their rights in accordance with this Privacy Policy.
The Company retains Personal Data only for as long as necessary to fulfill the purposes for which it was collected, as outlined in this Privacy Policy and as required by Applicable Data Protection Laws. Retention periods are determined based on the following criteria.
User account related Personal Data is retained for the duration of the active account. Upon account deletion request, Personal Data will be deleted or irreversibly anonymized without undue delay, unless continued retention is required by law. Certain data may be retained for a limited period after account termination where required for:
Retention practices are reviewed periodically to ensure compliance with applicable laws.
The Company does not sell, rent, or trade Personal Data. Personal Data may be shared or disclosed only in the following circumstances.
All service providers are contractually obligated to process Personal Data solely on documented instructions from the Company and to implement appropriate technical and organizational measures to protect such data. Only the minimum amount of Personal Data necessary for the specific purpose is disclosed.
Personal Data may be transferred to, processed, and stored in countries other than the country in which the user resides. Where such transfers occur, the Company ensures that appropriate safeguards are implemented in accordance with Applicable Data Protection Laws, including where required:
Users acknowledge that data protection laws in other jurisdictions may differ from those in their country of residence. The Company takes reasonable steps to ensure that Personal Data remains protected in accordance with this Privacy Policy regardless of where it is processed.
Subject to Applicable Data Protection Laws, users have the following rights with respect to their Personal Data.
Users may exercise their rights by submitting a request through the Service or by contacting the Company using the contact details provided in this Privacy Policy. The Company may request verification of identity before processing such requests. Requests will be handled within the timeframes required by Applicable Data Protection Laws.
The Company implements appropriate technical and organizational measures designed to protect Personal Data against unauthorized access, loss, misuse, alteration, or disclosure. Security measures include but are not limited to:
While the Company takes reasonable steps to protect Personal Data, no method of transmission or storage is completely secure. The Company cannot guarantee absolute security of Personal Data.
The Service is not intended for individuals under the age of 18. The Company does not knowingly collect or process Personal Data from individuals under the age of 18. If the Company becomes aware that Personal Data of a minor has been collected, such data will be deleted without undue delay. Parents or legal guardians who believe that a minor has provided Personal Data may contact the Company to request removal.
The Company may update this Privacy Policy from time to time to reflect changes in legal requirements, regulatory guidance, or Service practices. When material changes are made, the Company will provide notice through the Service or by other appropriate means. Continued use of the Service after the effective date of an updated Privacy Policy constitutes acceptance of the revised policy.
For questions, requests, or concerns regarding this Privacy Policy or the processing of Personal Data, users may contact the Company at:
Email: support@pnlapp.co
Service name: PnL App